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Spread do crédito habitação: o que é e como pode negociar melhores condições
Quando se fala em crédito habitação, fala-se também em Spread e, apesar de ser um dos principais fatores que influencia o valor da prestação mensal, continua a suscitar dúvidas em muitos consumidor
A Intermediação de Crédito já não é para intermediários
A Intermediação de Crédito já não é (apenas) para intermediários empenhados em prestar um bom serviço ao cliente. Exige empresários (totalmente) focados na gestão integral do negócio.
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Complementary information to the Credit Intermediation activity
- Legal name
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ASReis, Lda
- Name
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André da Silva Reis
- Headquarters
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Rua Bartolomeu Dias Nr.º 29, Alapraia
2765-180 Estori
Portugal - Establishment
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Rua das Fontainhas 48-A
2785-626 S. Domingos de Rana
Portugal - Registration number
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0006907 | Consult
- Category
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Vinculated
- Phone
More information
Civil Liability
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Mortgage Credit
2529806 - Hiscox Sucursal em Portugal
Valid from until -
Consumer Credit
2529802 - Hiscox Sucursal em Portugal
Valid from until
Lenders with a binding agreement
Conflict Resolution Centres
- Centro de Arbitragem de Conflitos de Consumo de Lisboa
- Centro de Arbitragem da Universidade Autónoma de Lisboa
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.